Insurance law lawyer in Switzerland

Insurance law comprises a set of statutes and case law governing the relationships between insurers, as well as between insured individuals and insurers. Typically, insurance is obtained through a contract, and insurance law delineates the rights, duties, and obligations of each party involved. Specifically, insurance law mandates that the insurer must provide compensation for an insured event in exchange for a premium paid by the insured, with the amount specified in the contract.

In the event of a dispute, insurance law serves to determine the liabilities of one or both parties, leading to a judicial decision. This can include disagreements over the compensation for an insured event or the allocation of responsibilities among various parties involved in an incident.

Insurance law attorney in Switzerland

An insurance law attorney can defend either an insured party or an insurer in case of a dispute, relying on the applicable statutes and case law within insurance law. They can advocate for an insured individual who, for various reasons, might be denied compensation following an incident. Conversely, they can also represent an insurer who believes they have been wronged by having to compensate a dishonest insured party.

Insurance law encompasses all types of insurance contracts, from automobile insurance and pet health insurance to health insurance, homeowner’s insurance, legal protection insurance, and more. It also covers civil liability contracts, both mandatory and non-mandatory.

Thus, insurance law provides a framework for resolving potential disputes arising from various types of insurance contracts. An attorney specializing in insurance law ensures that both insurers and insured individuals navigate their obligations and rights effectively.